Privacy Policy

Last updated: 22 August 2026

1. Overview

At RentVsBuyIndia.com, we take your privacy seriously. This privacy policy explains how we handle data when you use any of our calculators and complies with India's Digital Personal Data Protection Act (DPDP Act) 2023.

The key point is that your calculator inputs are processed entirely within your browser to generate results. They are never sent to our servers, so we do not store or maintain any records of these calculations. No information can tie your usage to you directly or indirectly. This policy is designed to be easily understood by users in India and globally.

Quick Summary: Calculator inputs are processed entirely in your browser and never sent to our servers. We collect only anonymous usage data through Google Analytics and Ahrefs Web Analytics (a cookieless analytics tool). Your calculations remain private with no records maintained. In the European Economic Area, the United Kingdom, and Switzerland, analytics runs only if you agree to it first; everywhere else it is on by default and you can turn it off at any time from the Cookie preferences link at the foot of any page. Our cookie policy sets out the detail.

2. Information We Collect

We collect only anonymous usage data through Google Analytics and Ahrefs Web Analytics, which includes:

  • Pages visited on our website
  • Time spent on the website
  • Type of browser and device used
  • General geographic location (country/city level only)
  • Referral source (how you found our website)
  • Basic demographic information (age range, gender - if provided to Google)

Country, for consent purposes: Cloudflare, which serves this site, resolves your IP address to a two-letter country code before the request reaches us. We read that code alone, never the IP address itself, your city, or your coordinates. It decides only which consent message you are shown. It is held in your browser for the length of the visit, is not stored on any server, and is not attached to your analytics data. This is explained in full in our cookie policy.

Ahrefs Web Analytics is a privacy-focused, cookieless analytics tool. It sets no cookies, does not collect personal data, and does not track you across other websites. It records only aggregate, anonymous visit information such as page views, referrers, and general device or country data.

We do not collect or store:

  • Records of your calculator inputs or results (these are processed entirely in your browser and never transmitted to us)
  • Personal information such as names, addresses, or phone numbers
  • Financial data or account information
  • Specific IP addresses (Google Analytics anonymises these)
  • Sensitive personal data as defined under the DPDP Act 2023
  • Any data that can identify or link back to individual users

Under India's DPDP Act 2023, we process your data based on the following legal grounds:

  • Consent: Analytics cookies are set on the basis of your consent. In the European Economic Area, the United Kingdom, and Switzerland we ask before anything is set, and nothing is set unless you choose Accept. Elsewhere, including India, we tell you that analytics is running and give you a standing means to switch it off. Continuing to browse is not treated as agreement anywhere.
  • Legitimate Interest: Keeping the site available and secure, including the automated-traffic filtering our host performs
  • Performance of Service: Delivering our calculators, which run entirely in your browser, so your inputs generate results without being transmitted to us

Withdrawing consent: use the Cookie preferences link at the foot of any page. It offers Accept and Reject as equally easy choices wherever you are, and takes effect immediately. You can also block cookies in your browser, or contact us. Every calculator works identically whether you accept or refuse, so nothing is withheld in exchange for consent.

4. How We Use Information

The anonymous analytics data we collect is used solely to:

  • Understand how visitors use our calculators and which features are most helpful
  • Identify and fix technical issues or errors
  • Improve the user experience and website performance
  • Make decisions about future features and content
  • Analyse traffic patterns to optimise server performance
  • Ensure our calculators work correctly across different devices and browsers

We never use this data for targeted advertising, profiling, or any commercial purposes beyond improving our free calculators. Calculator inputs are processed only within your browser to generate results and are never transmitted, stored, or logged.

5. Data Retention

We retain analytics data for the following periods:

  • Google Analytics Data: 26 months from the date of collection (Google's standard retention period)
  • Hosting Access Logs: Standard request logs kept by our hosting provider for a limited period, containing only technical information such as the page requested and error messages, never calculator inputs
  • Cookie Data: Varies by cookie type, typically 24 months maximum
  • Your Consent Choice: Kept on your own device until you clear it or change it, never on our servers

After these periods, data is automatically deleted. We do not retain any calculator inputs - as they are processed entirely in your browser and never transmitted to us, no records or logs of these calculations are maintained.

6. Cookies and Tracking

Our cookie policy is the full account: every cookie by name, what it is for, how long it lasts, when it is set, and how the consent choice differs by country. In summary:

  • The only analytics cookies we use come from Google Analytics, and they are set only once analytics storage is allowed
  • Ahrefs Web Analytics is cookieless and sets nothing at all
  • We run no advertising, and no advertising cookies
  • We store your consent choice on your own device, so that a refusal can be honoured on later visits
  • Blocking or refusing cookies does not affect any calculator

Managing Cookies: Use the Cookie preferences link at the foot of any page to change your choice at any time. Your browser settings can also block or delete cookies for this site.

Opt-Out: You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

7. Your Rights

Under India's DPDP Act 2023 and international privacy laws, you have the following rights:

  • Right to Information: Request details about what data we process (though we collect minimal data)
  • Right to Correction: Request correction of any inaccurate data
  • Right to Erasure: Request deletion of your data
  • Right to Data Portability: Request your data in a portable format
  • Right to Withdraw Consent: Withdraw consent at any time through the Cookie preferences link at the foot of any page
  • Right to Grievance Redressal: Raise concerns about our data practices

Exercising Your Rights: Since we don't store personal data or calculation records, most requests will result in "no data found." To exercise any rights or raise concerns, contact us at privacy@rentvsbuyindia.com.

Data Protection Board: You can file complaints with India's Data Protection Board if you're unsatisfied with our response.

8. International Data Transfers

The anonymous analytics data collected through Google Analytics may be transferred to and processed in countries outside India, including the United States where Google's servers are located.

Safeguards:

  • Google Analytics anonymises IP addresses
  • No personal information is included in transferred data
  • Google provides appropriate technical and organisational measures to protect data
  • Data transfers comply with Google's privacy commitments and applicable laws

9. Third-Party Services

We use Google Analytics and Ahrefs Web Analytics, each of which has its own privacy policy. You can learn more about how they handle data at:

We have configured Google Analytics to:

  • Anonymise IP addresses
  • Not share data with other Google products
  • Respect Do Not Track browser settings where possible

10. Children's Privacy

Our calculators are primarily designed for adults making real estate and financial decisions. However, we recognise they may also be used for educational purposes by older students (typically 14+) learning about financial concepts, mortgages, and property economics in academic settings or for theoretical planning exercises.

We do not knowingly collect data from children under 13 years of age. Since we don't store calculation data or personal information, there is minimal risk even if younger users access our calculators.

If you believe a child under 13 has accessed our website, please contact us immediately at privacy@rentvsbuyindia.com so we can address any concerns.

Parents and guardians should supervise their children's internet usage and help them understand online privacy.

11. Data Security

Since we don't store personal data or calculation records, there is minimal security risk. However, we still maintain secure practices:

  • Calculator inputs are processed entirely in your browser and never leave your device
  • No calculator data is ever transmitted to or stored on our servers
  • We use HTTPS encryption for all web traffic
  • Our website undergoes regular security updates and monitoring
  • Access to our hosting infrastructure is restricted and monitored
  • Because calculations run locally in your browser, your inputs never traverse the network

12. Data Breach Response

In the unlikely event of a data breach affecting the limited analytics data we collect:

  • We will assess the nature and scope of the breach immediately
  • Notify the relevant authorities as required under the DPDP Act 2023
  • Inform affected users if personal data is involved (though we collect minimal personal data)
  • Take immediate steps to contain and remedy the breach
  • Review and improve our security measures to prevent similar incidents

Given that we don't store calculator records or personal data, most potential breaches would involve only anonymous analytics data. Calculator processing occurs in memory only with no persistent storage.

13. Changes to Privacy Policy

We may update this privacy policy from time to time to reflect changes in:

  • Our data practices
  • Legal requirements under the DPDP Act 2023 or other applicable laws
  • Technology or third-party services we use

Notification of Changes: Any material changes will be prominently posted on this page with an updated revision date. We encourage you to review this policy periodically.

Continued Use: Your continued use of our website after changes are posted means you accept the updated policy. This does not extend to cookie consent: if we change what we are asking consent for, we will put the choice back to you through the banner rather than rely on your continued browsing.

14. Governing Law and Jurisdiction

This privacy policy is governed by the laws of India, including the Digital Personal Data Protection Act (DPDP Act) 2023.

Jurisdiction: Any disputes arising from this privacy policy will be subject to the exclusive jurisdiction of the courts in Chennai, Tamil Nadu, India.

Cross-Border Users: For users outside India, this policy also aims to comply with international privacy standards and applicable local laws where possible.

15. Contact Us

If you have any questions about this privacy policy or our practices, you can contact us:

Response Time: We aim to respond to all privacy-related enquiries within 30 days as required under the DPDP Act 2023.

Address: For postal correspondence, please write to us care of our registered address available upon request.